A Florida auto accident settlement is harder to get than in some states since Florida operates under no fault law. Some people like the no fault auto accident laws in Florida, but others do not think this is the best option.
There are pros and cons to the system, but either way, you have to abide by the Florida rules and regulations when it comes to your auto accident, and getting the proper settlement according to the Florida law.
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Before you try to get a Florida auto accident settlement, you should know what you are getting into. Since Florida is a no fault state, you will be required to have insurance coverage called PIP or personal injury protection. In the case that you experience injury, your PIP would kick in up to the amount of your policy limit. If you have a deductible, you will have to pay this first before you get any settlement money from the PIP of your policy.
Damages are the amount of money you receive from your auto accident. There are economic damages such as medical expenses, lost income, cost of fixing your vehicle etc. The non-economic damages are such things as pain and suffering, and inconvenience. The no fault law of Florida make it extremely difficult and require the jumping of many hurtles before you can sue the driver of the auto.
When you are in a no fault state, you will have to do a lot of work to be able to sue the other driver. It is highly suggested that you hire an attorney if you want to have a chance at suing the other driver. Only serious injuries will be able to go up for a Florida auto accident settlement from the other driver. Such injuries as scarring, paralysis, and death are usually able to go up against the driver of the other auto that was in the accident, if they were at fault in the accident.
It is most common, however, that your personal injury protection will be able to pay for your expenses that result from the auto accident. Your settlement from the FL insurance company often will be enough to pay for those expenses. If your injuries are severe, however, your lawsuit against the other driver would be able to sue them for damages that are above and beyond the amount of your PIP.
Prepare Yourself For Settlement
When you are trying to get a Florida auto accident settlement, you need to be properly prepared. Since you were injured on the FL roads, it is much more difficult to get a settlement than it would be if you were in a fault state. This means you need to prepare even more so that you have a chance at getting a settlement in FL.
The first thing you should do after you are involved in a crash is to call the police. After you call the police you should call your insurance company. You need to let them know about the crash as soon as possible, but do not admit any amount of guilt in the wreck. If you want to get a decent Florida auto accident settlement, you should keep your mouth shut until you speak with an attorney.
You need to gather information in order to get a Florida auto accident settlement. While you will be able to get the police report, you should write down your own notes. You need to make sure every little detail is written down so that there is nothing you forget. The thing you forget could be the thing that could have won you your Florida auto accident settlement.
Being your own detective can significantly help your case. Whenever you know everything that went on, and have all of your facts together, it is going to be much easier to convince a jury that you indeed should get car accident compensation. If you are not properly prepared, you may find that you experiencing problems.
I highly recommend you speak with an attorney that will be able to help you get a Florida auto accident settlement. All you have to do is find an attorney willing to take your case on a no win no fee basis. While this is true, you want to make sure the attorney you choose to fight for your Florida auto accident settlement is highly qualified, and that they specialize in car crash law. Having someone that knows the ins and outs of the law will enable you to get the most money.